2027
Inspire Health
Open Enrollment
November 16th through November 30th
Inspire Health recognizes you are a vital part of our success. We have chosen benefits we believe will support your physical, emotional, and financial wellbeing.
Everyone’s needs are different — that’s why we give you options to choose the right plans for your personal situation. Use the information on this website to make the best decisions for you and your family.
Open Enrollment is November 16th - 30th
During open enrollment, you can:
Newly enroll in coverage
Change plans
Add or drop dependents
Decline coverage
Open enrollment is the one time during the year you can make changes to your benefits without experiencing a qualified life event such as marriage, divorce, or birth of a child.
Welcome to our 2027 Benefits Open Enrollment. Inspire Health is excited to continue to offer a comprehensive benefits program to help you and your family protect your health and financial security.
Open enrollment for 2027 benefits will run from November 16th – 30th.
This is a PASSIVE enrollment, which means you do not need to take action and your current elections will rollover. We recommend you review your benefit elections and confirm your dependents are enrolled, as necessary. You will need to take action if you’d like to contribute to an HSA or FSA in 2027, as that is an ACTIVE enrollment annually.
View your Benefits
This guide offers detailed information regarding your health coverage options, tax savings opportunities, and voluntary benefit offerings.
Important Documents
Open Enrollment Memo
Enroll Online using the Self Service Portal in Paylocity
Start your enrollment here.
NOTE: OE does not begin in the system
until November 16th.
HSA Educational Presentation
HealthEquity Resources
Video Links
- 2027 Open Enrollment Presentation – 2027 Open Enrollment details and benefit options
- Your Benefits Explained – Learn About Your Plan Options – Standard Insurance
- Accident Insurance – Standard Insurance
- Critical Illness – Standard Insurance
- Hospital Indemnity – Standard Insurance
- FSA (Flexible Spending Account) – Open Enrollment Kit
- HSA (Health Savings Account) – Open Enrollment Kit
- Life/AD&D – Standard Insurance
- Long Term Disability (LTD) – Standard Insurance
Know Where to Go for Care
Making smart choices when you need medical care can help you manage costs and get the right treatment. Consider the options below to guide you in deciding where to go based on your condition. For true medical emergencies, always call 911.
Virtual Care
24/7/365 via video or phone
$$$
- Allergies
- Earaches
- Minor health issues (headaches, nausea, cold and flu symptoms)
- Sinus pain
- Skin rashes
- UTIs and pinkeye
Primary Care Provider
Weekdays
$$$
- Changes to medications
- Minor health issues (migraines, cold and flu treatment, etc.)
- Ongoing care for chronic conditions
- Treatment for depression/anxiety
Urgent Care
Usually open every day, evenings, and holidays
$$$
- Animal bites
- Minor cuts that require stitches
- Sinus pain
- Sprains and strains
- X-rays
Emergency Room
24/7/365
$$$
- Chest pain
- Life-threatening allergic reactions
- Loss of consciousness
- Major injury
- Severe asthma
- Significant blood loss
Benefits Snapshot
For a snapshot of the valuable plans and programs offered in our benefits package, read the summaries below. For more detailed information, refer to your benefits guide or review the individual plan documents.
Medical
Virtual Care
Get cost-effective, convenient care when you don’t feel well and are unable to see your primary care provider (PCP).
Virtual care brings the doctor to you — including on nights, weekends, and holidays. It’s a convenient and cost-effective alternative to traditional care.
Health Savings Account (HSA)
If you enroll in a high deductible health plan (HDHP), you may be eligible to open an HSA to pay for eligible health care expenses with pre-tax dollars or invest for the future.
Dental
Keep your smile bright — dental coverage provides essential services to support your oral health with routine checkups, cleanings, and more.
Vision
Flexible Spending Accounts (FSAs)
Employee Assistance Program
Life and AD&D
Disability
Voluntary Life and AD&D
Accident
Accident insurance can help with expenses incurred due to an injury, ongoing living expenses, and more. Claims payments are made in flat amounts based on services incurred after an accident.
Hospital Indemnity
Critical Illness
If you are diagnosed with a critical illness, you may need additional financial support to help offset treatment costs and cover day-to-day expenses. The plan pays a lump-sum benefit that you can use to pay your mortgage, seek experimental treatment, or handle unexpected expenses.